E — Financial term
Escrow
An escrow account holds funds with a neutral third party until loan conditions (KYC, agreement, funding) are met — then money is released to the borrower.
In practice
## How escrow works in digital lending RBI expects borrower disbursement only after documented consent. On Bharosa, investor funds pool until 100% loan funding completes, then net disbursal hits your verified bank account after e-sign. ## Why it matters for borrowers Escrow-style controls reduce fraud — you never receive a loan without a signed agreement and transparent fee breakdown on Bharosa.