Free financial tools
Loan EMI & Investment ROI Calculators
Plan your monthly EMI or estimate P2P investment returns before joining Bharosa — India's trusted instant loan and peer-to-peer lending platform.
Personal Loan EMI Calculator
Estimate monthly EMI before you apply on Bharosa
Estimated monthly EMI
₹4,513
Total payment
₹54,156
Total interest
₹4,156
P2P Investment ROI Calculator
Project returns on Bharosa's investor wallet
Projected maturity value
₹1,39,240
Principal invested
₹1,00,000
Estimated profit
₹39,240
All free calculators
FD, RD, PPF, SSY, HRA, retirement, inflation, tax regime, DTI, and more.
Fixed Deposit (FD) Calculator
Calculate FD maturity with quarterly compounding for Indian banks.
Recurring Deposit (RD) Calculator
Estimate RD maturity value from monthly deposits.
PPF Calculator
Project Public Provident Fund corpus over 15–50 years.
Sukanya Samriddhi Yojana Calculator
Calculate SSY maturity for girl child savings scheme.
Gratuity Calculator
Estimate gratuity payout after 5+ years of service.
HRA Tax Exemption Calculator
Calculate exempt vs taxable HRA under Indian income tax rules.
Home Loan Prepayment Savings Calculator
See interest saved when you prepay part of your home loan.
Loan Balance Transfer Savings Calculator
Compare EMI savings when moving a loan to a lower rate.
Compound Interest Visualizer
See how principal + monthly SIP grows with compounding.
Inflation Calculator
Find future cost and today's purchasing power after inflation.
Retirement Planning Calculator
Estimate retirement corpus needed for Indian savers.
Credit Card Interest & Minimum Due Trap
See how long minimum payments keep you in debt.
CTC to In-Hand Salary Calculator
Approximate monthly in-hand from CTC with basic, HRA, PF split.
Old vs New Tax Regime Comparison
Compare approximate income tax under old and new Indian regimes.
Debt-to-Income (DTI) Calculator
Measure EMI burden vs monthly income before applying for loans.
Child Education Fund Calculator
Plan SIP needed for future education costs with inflation.
Emergency Fund Calculator
Find target emergency corpus from monthly expenses.
Car Loan + Fuel Cost Calculator
Estimate total car ownership cost including EMI and fuel.
Crypto Tax Calculator (India)
Estimate tax on crypto gains under current Indian rules (indicative).
Explore more resources
Read guides on credit scores, P2P lending, and loan planning in our blog, or browse category-specific loan pages.