How is my financial health score calculated?

Bharosa weighs your monthly EMI burden against income and your total savings cushion. High EMI (>50% of income) lowers your score; strong savings (3×+ monthly income) raises it.

Is the financial health score quiz free?

Yes — the quiz is 100% free. Enter your income, EMI, savings, and mobile number to unlock your score and personalised loan or P2P investment recommendation.

How is my mobile number used?

Your mobile number is stored securely in our leads system to save your quiz result and share relevant Bharosa offers. We do not sell your data.

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संसाधन ब्लॉग सरकारी नौकरी FAQ / सामुदायिक टूल्स AI टूल्स

🚀 ₹50 Lakh+ Disbursed🔒 1000+ Happy Investors⚡ 100% Secure & Paperless🛡️ Strict Borrower KYC🚀 ₹50 Lakh+ Disbursed🔒 1000+ Happy Investors⚡ 100% Secure & Paperless🛡️ Strict Borrower KYC

100% free · 60 seconds

Financial Health Score

Know where you stand — then take the next step with a personal loan or P2P investing.

Bharosa · Free tool

Financial Health Score

Check Your Financial Health Score in 60 Seconds

Answer three quick questions about your income, EMIs, and savings. Get a personalised score and tailored Bharosa recommendations — free.

Instant score out of 100
Loan or P2P investment advice