C — Financial term
CIBIL Score
A CIBIL score is a three-digit credit score (300–900) issued by TransUnion CIBIL in India, reflecting your repayment history and creditworthiness.
In practice
Lenders and P2P platforms review CIBIL scores during underwriting. Scores above 750 generally improve approval odds. Pay EMIs on time and keep credit utilisation low to maintain a healthy score before applying on Bharosa.