Bharosa Tools

Harassment help

Document the calls, report threats to 1930, and copy a draft letter. A lawyer should review it.

What to do first

Save call recordings and screenshots of threats.
Tell the lender, in writing, to stop contacting your relatives.
Report unlawful threats on cybercrime.gov.in or by calling 1930.
Do not pay a private number just to stop the calls.

Draft letter

To whom it may concern,

I, the borrower, of India, state that representatives of the lending app have contacted me and the number used to contact me in a manner I consider harassing.
I request that you stop calling my contacts, stop threats, and communicate only in writing about any lawful dues.
Unlawful intimidation can be reported to 1930 and cybercrime.gov.in.

This draft is not legal advice. A lawyer can adapt it to your facts.

the borrower