Fund fee drag

Total wealth lost to fees₹17,87,504.89

Invested

₹24,00,000.00

At 12% before TER

₹98,92,553.65

At 10.5% after TER

₹81,05,048.76

Both paths compound monthly on an end-of-month SIP. The second path uses the return minus the TER, and not below zero. The gap is the fee drag on this screen. It is not a fund's actual past return, and it ignores exit load and tax.