Bharosa Tools
Plot versus fund
Project a property price against the same cash compounded at 12%.
Ten-year comparison
Plot value against a 12% fund
The same cash, ₹53,50,000, is the property price plus stamp duty. The plot column grows only the price. The fund column compounds the whole cash pile at 12% a year. Year 10 the fund is ahead by ₹58,21,663.
| Year | Plot value | Fund value |
|---|---|---|
| 1 | ₹54,00,000 | ₹59,92,000 |
| 2 | ₹58,32,000 | ₹67,11,040 |
| 3 | ₹62,98,560 | ₹75,16,365 |
| 4 | ₹68,02,445 | ₹84,18,329 |
| 5 | ₹73,46,640 | ₹94,28,528 |
| 6 | ₹79,34,372 | ₹1,05,59,951 |
| 7 | ₹85,69,121 | ₹1,18,27,146 |
| 8 | ₹92,54,651 | ₹1,32,46,403 |
| 9 | ₹99,95,023 | ₹1,48,35,971 |
| 10 | ₹1,07,94,625 | ₹1,66,16,288 |
The plot figure is a market value, not cash in hand. Rent, loan interest, selling cost, and tax on sale are not deducted. The 12% fund rate is the comparison rate on this screen, not a forecast.