C — Financial term
Collateral
Collateral is an asset (gold, property, shares) pledged to secure a loan. Bharosa personal loans are unsecured — no collateral required for eligible borrowers.
In practice
## Secured vs unsecured loans Gold and home loans require collateral; personal loans on Bharosa are unsecured P2P products funded by verified investors. ## When collateral helps If you have jewellery or property, bank gold/home loans may offer lower rates — compare with Bharosa personal loans for speed and paperless KYC.